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Looking for a seasoned expert to help you manage your student loan debt?

Work with Jan Miller, 27-year student loan expert and financial industry veteran. Serving borrowers nationwide.
Schedule your consultation today

Guidance you can trust.

Student loans are A LOT to manage these days.  

With the overwhelming combination of the SAVE Program’s recent cancellation (March 2026), Trump’s One Big Beautiful Bill, an array of deadlines related to IDR’s and Parent PLUS loans, rumors of forgiveness being removed, upcoming changes to IDR options, loan servicer challenges, borrower stories of difficulties, conflicting information, Federal Student Aid website challenges, and more — working with a seasoned professional is key. 

As a former student loan industry employee, and financial services veteran, Jan knows the ins and outs of student loans – plus how to weave their repayment into your life. 

After working with borrowers for 27 years, Jan can help you cut through the chaos in ways far beyond what any undertrained servicer customer service rep can. 

  • Answers to your questions with clarity
  • The One Bill Beautiful Bill and how it impacts your repayment 
  • Clarifying national updates and deadlines re: SAVE/REPAYE, IDR Programs, PSLF Forgiveness, etc. in plain English
  • Tax filing implications
  • Buying a home/mortgage and reporting your student loan debt with clarity

and so much more. Schedule your consultation with Jan today.  

Schedule Your Consultation

Frustrated by servicer inconsistencies and long hold times?
Jan can help.

“When you see or read about one-size-fits-all solutions, you can assume they’re wrong. Each borrower needs custom guidance and support. No reading from scripts, just plain English conversation.”
– Jan Miller
Our Services
  • Manage your student loan debt in conjunction with your financial objectives (debt to income ratio, budget, income growth, career stage)
  • Student loan forensic accounting (verifying payment totals; balance inconsistencies; PSLF investigation, etc.)
  • Program Eligibility (RAP, IBR, ICR, PAYE, REPAYE/SAVE)
  • Conference with or involve financial planner + mortgage lender
  • Cost Forecasting and Projections

How it Works

  • Step 1:

    Schedule your phone consultation. Go over all your questions with Jan Miller, 27-year student loan consultant.

  • Step 2:

    Receive an in-depth assessment. Feedback and answers to your questions in plain English.

  • Step 3:

    Receive a plan of action. Learn what steps to take once your consultation is complete. Move forward with confidence and clarity.
Schedule your consultation today
"Jan is very knowledgeable in his field. He is professional, intelligent, and a pleasure to work with. I have worked with 3 other student loan consulting firms and his breadth of knowledge is completely unparalleled to any other student loan consulting company, I was blown out of the water! I highly recommend him and am thankful to be working with him."
Valerie BritoView on Google
Valerie Brito
"Easy to talk to, highly knowledgeable, very helpful."
Luke FrelsFacebook
Luke Frels
"Absolutely the best in his field as far as knowledge-base and as a delightful and intelligent person to work with. Out of all of the 'experts' I’ve worked with in different fields over the years, Jan is at the top of the list…a 10+. I’ve been working with him for about 10 years. Highly recommend him!"
Nancy BoydLinkedin
Nancy Boyd
Jan was able to give me direction and guidance in 30 minutes. He is not only greatly informative, helpful and professional, but a very pleasant human being to speak to (not a robot reading a script). Thank you, Jan.
Elizabeth FlemingGoogle
Elizabeth Fleming
I made contact with Mr. Miller in search of answers about student loans due to being given various conflicting answers from the loan service providers. In 30 minutes, Mr. Miller helped answer our questions and so much more. He was an absolutely wonderful person to talk with and we will certainly be calling him again anytime we have to make changes to our student loans. I can’t recommend him highly enough!
Mark ProhaskaFacebook
In a domain of life that most often only brings pain, exhaustion and discouragement, Jan Miller is a light in the darkness to provide comfort, clarity and freedom.
Wesley DorsettGoogle
Wesley Dorsett
Jan has been working with WINII as our advisor/consultant. I am in awe time and time again at his encyclopedic knowledge of the student loan landscape. This knowledge can only come from his years of experience having worked both inside the system as well as having seen every possible variation of student loan repayment situation as he has helped thousands of clients.It truly is inspiring to see Jan at work as he parses through the complex intricacies to provide customized advice to each individual's financial situation.Transparent/actionable advice for student loans- imagine that! We're super grateful for Jan to be one of our advisors and looking forward to continue learning from and working with him in the future.
Minki JungLinkedin
Minki Jung

Personalized Service

Work one-on-one with Jan. No passing around a customer service pool of undertrained reps.

Clarity

Clear explanations from start to finish of processes. Not just what t o do, but how to do it, with expert help along the way. Answers with absolution, no ambiguity.

Help with Mortgage Lender

Communicating with you and directly with your mortgage lender.

Tax Filing Implications

Filing Single, Married Jointly, Married Separately, cost saving comparison, Common Property concerns. Proof of income options in IDR.

Family

Parent PLUS Loans; co-signers, assisting in process and families with kids all with student loan debt. Working with all scenarios. Working with each family’s unique repayment arrangements. It takes a village.

The Human Factor

What makes sense for your career and individual circumstances and risk tolerance.