Looking for an expert to help you manage your student loan debt?

Speak with Jan Miller, 25 year student loan expert and financial industry veteran. Serving borrowers worldwide.
Schedule your consultation today

Guidance you can trust.

Work with Jan, not a pool of customer service reps. Get answers to your questions with absolution and clarity. Steer clear of servicer inconsistencies. Learn about current events affecting your student loan repayment, plus tax filing implications, mortgage lender matters, navigating the Public Service Loan Forgiveness (PSLF) program, the Biden Waiver, changes to Income-Driven Repayment programs, the COVID Forbearance, the CARES Act, and more.

About Us

If the servicer or Ombudsman can't help you, Jan can.

“When you see one-size-fits-all solutions, you can assume they’re wrong.” – Jan Miller
Our Services
  • Manage your student loan debt in conjunction with your financial objectives (debt to income ratio, budget, income growth, career stage) conference with or involve financial planner + mortgage lender; weaving together your financial landscape.
  • Student loan forensic accounting (verifying payment totals; balance inconsistencies; PSLF investigation, etc.)
  • Program Eligibility
  • Grandfathering implications
  • Cost forecasting and projections

How it works.

  • Step 1:

    Schedule a phone consultation.

  • Step 2:

    Receive an in-depth assessment.

  • Step 3:

    Develop and execute a plan.
Schedule your consultation today
"Jan is very knowledgeable in his field. He is professional, intelligent, and a pleasure to work with. I have worked with 3 other student loan consulting firms and his breadth of knowledge is completely unparalleled to any other student loan consulting company, I was blown out of the water! I highly recommend him and am thankful to be working with him."
Valerie BritoView on Google
Valerie Brito
"Easy to talk to, highly knowledgeable, very helpful."
Luke FrelsFacebook
Luke Frels
"Absolutely the best in his field as far as knowledge-base and as a delightful and intelligent person to work with. Out of all of the 'experts' I’ve worked with in different fields over the years, Jan is at the top of the list…a 10+. I’ve been working with him for about 10 years. Highly recommend him!"
Nancy BoydLinkedin
Nancy Boyd
Jan was able to give me direction and guidance in 30 minutes. He is not only greatly informative, helpful and professional, but a very pleasant human being to speak to (not a robot reading a script). Thank you, Jan.
Elizabeth FlemingGoogle
I made contact with Mr. Miller in search of answers about student loans due to being given various conflicting answers from the loan service providers. In 30 minutes, Mr. Miller helped answer our questions and so much more. He was an absolutely wonderful person to talk with and we will certainly be calling him again anytime we have to make changes to our student loans. I can’t recommend him highly enough!
Mark ProhaskaFacebook
In a domain of life that most often only brings pain, exhaustion and discouragement, Jan Miller is a light in the darkness to provide comfort, clarity and freedom.
Wesley DorsettGoogle
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Personalized Service

Work one-on-one with Jan. No passing around a customer service pool of undertrained reps.

Clarity

Clear explanations from start to finish of processes. Not just what t o do, but how to do it, with expert help along the way. Answers with absolution, no ambiguity.

Help with Mortgage Lender

Communicating with you and directly with your mortgage lender.

Tax Filing Implications

Filing Single, Married Jointly, Married Separately, cost saving comparison, Common Property concerns. Proof of income options in IDR.

Family

Parent PLUS Loans; co-signers, assisting in process and families with kids all with student loan debt. Working with all scenarios. Working with each family’s unique repayment arrangements. It takes a village.

The Human Factor

What makes sense for your career and individual circumstances and risk tolerance.